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Online Financing

Now you can purchase the equipment you need with financing directly on our online page. It's easy and safe! Search below the price of the product you want for more information about the offers that would apply to that item. You can apply and buy directly on our online page. If you already have your Micheo Music card, you can also use it as a payment method at checkout. 

6 Month interest-free offer for online purchases

No interest if paid in full within 6 months. There is no minimum purchase. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval.

12 Month Interest-Free Offer for Online Purchases

No interest if paid in full within 12 months. On purchases of $799.99 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Subject to credit approval.

18 Month Interest-Free Offer for Online Purchases

No interest if paid in full within 18 months. On purchases of $1,699.99 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required. Subject to credit approval.

36 Month Offer with fixed interest for online purchases

There is no minimum purchase. Fixed interest of 13.99%.

Steps to request the credit card at Micheo Music in store

  • Please have two forms of identification available that can be verified.
  • Include all forms of income from all full- and part-time jobs, bonuses, commissions, and investments. You only need to include child support, alimony, or separate maintenance income if you want this income to be considered in your application.
  • Please note that you must reside in Puerto Rico and be 18 years of age or older to apply.

6 Month Interest-Free Offer for In-Store Purchases

No interest if paid in full within 6 months *On purchases of $199.99 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. *Qualifying purchase amount must be on a receipt. Only applies to regular priced items. Regular account terms apply to non-promotional purchases and, after the promotional period ends, to the remaining promotional balance. For new accounts: Purchase APR is 29.99. The minimum interest charge is $2. Existing cardholders: Please review the terms of your credit card agreement. Subject to credit approval.

12 Month Interest-Free Offer for In-Store Purchases

No interest if paid in full within 12 months *On purchases of $599.99 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. *Qualifying purchase amount must be on a receipt. Only applies to regular priced items. Regular account terms apply to non-promotional purchases and, after the promotional period ends, to the remaining promotional balance. For new accounts: Purchase APR is 29.99. The minimum interest charge is $2. Existing cardholders: Please review the terms of your credit card agreement. Subject to credit approval. This offer does not apply to the purchase of acoustic pianos.

18 Month Interest-Free Offer for In-Store Purchases

No interest if paid in full within 18 months *On purchases of $999.99 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required. *Qualifying purchase amount must be on a receipt. Only applies to regular priced items. Regular account terms apply to non-promotional purchases and, after the promotional period ends, to the remaining promotional balance. For new accounts: Purchase APR is 29.99. The minimum interest charge is $2. Existing cardholders: Please review the terms of your credit card agreement. Subject to credit approval. This offer does not apply to the purchase of acoustic pianos.

36 Month Offer with fixed interest for in-store purchases

On purchases of $500.00 or more made with your Micheo Music credit card for a fixed interest of 13.99%.